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Central bank digital currency, again
I had a really enjoyable time chairing the “futures” panel in the closing plenary of Intergraf’s Security Printers 2016 in Seville. This is a conference for the people who (amongst other things) print...
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If bitcoin can’t succeed at money laundering, what can it succeed at?
Look, I don’t mean to imply that everyone who wants to keep cash, and in particular high-value banknotes, in circulation is doing so only to help to minimise the costs of criminal enterprise and to...
View ArticleStrong Consumer Authentication with Gloria Hunniford, Gold Membership and...
I was relaxing watching the marvellous BBC programme “Rip Off Britain” the other day. It was a live episode [online here] featuring the noted and venerable British television celebrity Gloria...
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Stop extreme cash and stop it now
While I was undercover, as a sleeper deep behind enemy lines, at Security Printers 2016, I picked a copy of a report from Guillame Lepecq’s Cash Essentials. One section of the report talks about the...
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The Tale of Money 2020 Vegas, Part 1
Money2020 was pretty different this year. I’m glad I went, it remains one the most important events in our calendar and it’s a fantastic opportunity for Consult Hyperion folk to meet up with all of...
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The Tale of Money2020 Vegas, Part 2
It’s Vegas, so time for a glass of champagne. Luckily, they had some in the green room for the W3C panel on “One-Click Buying: New W3C Standards for Web Payments” so I poured myself a large one and...
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The Tale of Money 2020 Vegas, Last Part
I stuck my head around the corner of a conference session, and to my surprise found that it was people talking about the blockchain again. Someone said that putting identity on the blockchain would...
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The Tale of Money 2020 Vegas, Last Part
I stuck my head around the corner of a conference session, and to my surprise found that it was people talking about the blockchain again. Someone said that putting identity on the blockchain would...
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007.com
It’s really hard to be James Bond these days. Apart from health & safety restrictions on the use of poison umbrellas and the legal restrictions on the murder of henchmen (even foreign ones), and...
View ArticleHCE moves on
In payments, as in so many other fields, Kazakhstan is a beacon to the nations. I notice, for example. that they have recently launched a new tap and pay service that uses host card emulation, or HCE...
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Facebook, APIs and cardmageddon
The wonderful people at Payments NZ invited me around the globe to their conference “The Point” in Auckland this year and flattered me by asking me to give a keynote talk on the topic of “Cardmageddon”...
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Making money for the masses
The discussions around digital currency continue. I had an interesting sort-of-argument with someone about this recently, and I mentioned in passing the dynamics of the shift from specie to token money...
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Fintech “banks” are coming to the USA
A few years ago, I wrote that when it came to the regulation of payments, America could do worse than adopt something along European lines. By “European lines”, I meant that a regulatory framework...
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House of Blockchain
On a cold and foggy December morning I set off for the Mother of Parliaments. As I had contributed to the Parliamentary Office of Science and Technology (POST) work on shared ledger technologies...
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I’m entitled to adult services
My old chum Andy Ramsden wrote a nice piece on LinkedIn the other day, pointing out the difference between transactions that need identification (almost none of them) and transactions that need...
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Blockchain in 13 minutes
Well, that was the fun. The nice people at the Meaning Conference gave me 13 minutes to try to explain what a blockchain technology is, what blockchains might do, and what the implications might be, to...
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Our live five for 2017
It’s that time of year again. No matter how much I complain that silly lists of what will be big in the New Year are trivial and superficial and not really representative of a more detailed analysis of...
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Fish without cash
We all still processing the data coming in from India’s radical experiment with money, and I still think that is way too soon to pass any judgement at all on whether the experiment has been worthwhile...
View ArticleThe gold standard for voting
Electoral fraud isn’t a huge problem in the United Kingdom but it does happen, and it looks as if it’s been happening with increasing frequency in certain areas. So the government has decided to do...
View ArticleShock therapy for cash
I expect that most of you will by now have read a fair bit about the (to my mind) fabulous living monetary experiment that is India. Obviously, I feel sorry for people who have been (to put it mildly)...
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